1- Pay Less for Drugs
Talk to your doctor to find out if there are generic or less-expensive brand-name drugs that would work just as well as the ones you’re taking now. Also consider saving money by using mail-order pharmacies. You may also want to choose a plan with additional coverage or look into pharmaceutical assistance programs.
2- Consider Supplemental Insurance Plans
Medicare Supplemental Insurance is also known as Medigap. Medigap plans have extended coverage over some health care costs that Medicare Supplement Plans A & B don’t cover. A Medigap plan has an additional premium attached to it, but it could save you a substantial amount of money if you have a chronic condition that requires regular and/or costly medical care.
3- Consider Advantage Insurance Plans
Medicare Advantage Plans are supplied by private insurers and are legally required to carry all of the benefits as Medicare except hospice. Often, these plans offer more than Original Medicare like vision, prescription coverage, and dental. Before making the switch to a Medicare Advantage plan you should consider that private insurer plans often have more defined networks.
4- Visit Your Doctor Regularly
Do yourself a favor and visit your doctor regularly throughout your life- the entire purpose of getting regular checkups with your primary care physician is to ensure that chronic medical conditions are caught early. Catching a disease early can prevent it from becoming a substantially costlier disease later in life, which saves you money, and proves to be a less of a strain on the Medicare program.